With the federal election coming up on May 3, housing affordability is once again in the national spotlight. Both major parties are rolling out policies to support first-home buyers and ease market pressures. While there are valid concerns about rising demand, this shift in focus also brings fresh opportunities for buyers, sellers—and the industry as a whole.

One of the biggest challenges buyers face is deciding which suburb to purchase in—whether it’s for an investment or an owner-occupied home. For owner-occupiers, several key factors often shape this decision, including: School zones – Access to quality education can be a top priority for families. Budget and affordability – Understanding what your money can buy in different areas.

When it comes to property investment, understanding the concepts of positive and negative gearing can make all the difference to your financial strategy and long-term goals. Both approaches have their pros and cons, and the right choice depends on your personal financial situation and investment objectives. Here’s a breakdown of what each term means and how they impact your investment portfolio.